Bank South Pacific
BSP First Home Ownership Loan (FHOL/FHOS)
4% p.a. fixed (government-subsidized rate)
Amount: K200,000 – K500,000
Rates and terms shown are for comparison purposes and may change. Confirm current details with the institution before applying. Last verified Jul 7, 2026.
Eligibility
First-time home buyers only. For purchasing a newly constructed home or vacant state-titled land to build a home. Requires 10% equity/deposit contribution. Part of a Government-funded scheme (K200 million allocated), administered by BSP — a panel of approved valuers and contractors applies.